Wisconsin: Health Insurance Plan of Last Resort, Basic Coverage for Un
Wisconsin: Health Insurance Plan of Last Resort, Basic Coverage for Un…
A fall at the post office last December tore tendons in Bob Campbell’s right shoulder and left him with a compression fracture.
The 52-year-old Somerset man still owes money for emergency treatment. But surgery to fix the injury? Forget it. Campbell had no insurance. He previously worked in low-paying jobs and since 2006 he’s had no job at all?except as full-time caregiver for his 84-year-old mother.
On July 1, help arrived for Campbell and thousands of other uninsured Wisconsin residents: BadgerCare Plus Basic. It is a self-funded, stripped-down health plan for state residents with no other alternatives.
“Just knowing that I have some health insurance takes a big burden off my shoulders,” said Campbell, who signed up in June.
BadgerCare Plus Basic is for people stuck on the waiting list for BadgerCare Plus Core Plan, a program for adults with incomes below 200 percent of the federal poverty level and no dependent children. The Core plan expanded the state’s BadgerCare health coverage, originally for poor families with children. Just four months after the Core plan was added in July 2009, enrollment was closed at 54,000 patients because of budget restrictions. A waiting list grew to 50,000? many of them middle-age workers who retired early without health inurance or lost jobs in the economic downturn.
Campbell is grateful for the option and hopes he can get the surgery he needs. (more…)